BASIC PRINCIPLES OF TAKAFUL
Products Under Family Takaful are:-
Medical and health takaful gives you cover for the cost of private medical treatment, like hospitalisation, surgery and treatment, if you are diagnosed with certain illnesses or are involved in an accident. The cover acts as a stand-alone policy or can be added to a basic family takaful plan, providing better coverage and benefits from both policies.
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Products Under Family Takaful are:-
- Medical And Health Takaful
- Family Takaful
- Investment Linked Takaful
- Chile Education Takaful
Medical and health takaful gives you cover for the cost of private medical treatment, like hospitalisation, surgery and treatment, if you are diagnosed with certain illnesses or are involved in an accident. The cover acts as a stand-alone policy or can be added to a basic family takaful plan, providing better coverage and benefits from both policies.
TAKAFUL CONCEPT IN MEDICAL AND HEALTH
The takaful concept is to help each other in their respective times of need. The same idea is applied to medical and health takaful.
As a participant in this plan, you make a participative contribution (tabarru’) which will be used to aid the participants who need financial help in managing the cost of private medical care, such as hospitalisation or being diagnosed with an illness.
As a participant in this plan, you make a participative contribution (tabarru’) which will be used to aid the participants who need financial help in managing the cost of private medical care, such as hospitalisation or being diagnosed with an illness.
COVERAGE AND EXCLUSION
The payment of benefits depends on the type of plan that you have. You must check the takaful certificate for details of the benefits, such as what exactly is and is not covered, when benefits will be payable and how they will be paid.
The critical illness plan covers 36 common critical illnesses as follows; |
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Exclusions | |||||||||||||||||||
Medical and health takaful will usually not cover the following: | |||||||||||||||||||
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KEY TERMS AND CONDITIONS
DO'S AND DON'TS
Sumber: http://www.insuranceinfo.com.my/